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Congratulations To Sergio Garcia, New California Lawyer

  Welcome to the California Bar, Sergio Garcia.  Brought to this country as a teen by his father, Garcia is still waiting after 10 years for his green card. Meanwhile, he graduated from university and...

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Best Of 2014 On Bankruptcy Soapbox

Here are the ten posts that most intrigued readers of Bankruptcy Soapbox in 2014. Some are new this year, and others are classics from earlier. In reverse order, the ten posts that spoke to you. 10....

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My 7 Favorite Soapbox Posts Of 2014

I tallied the readership’s favorite posts of the year and found the list far different than mine. So here’s the counter-list of my favorite posts of 2014, drawn from material first published this year....

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Homeowner Beats Loan Servicer On Foreclosure Appeal

California appeals court  slaps down servicer’s attempt to require payment of the entire mortgage loan a condition of homeowner protection. Nice try, Ocwen. But no, says an intermediate California...

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No Discharge Chapter 13 Effective To Strip Lien

The wait is over; the decision is in. Homeowners in the 9th Circuit can strip off underwater mortgages in Chapter 13 cases even when they aren’t entitled to a bankruptcy discharge, the 9th Circuit BAP...

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Donald Trumpets: I Didn’t File Bankruptcy

As much as it pains me to say, Donald Trump was doubly right about filing bankruptcy. He loudly announced at the debate that he had never filed bankruptcy. And, he’d only taken advantage of our laws...

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Chapter 13 Lien Stripping Now Available To More Homeowners

Underwater liens that linger after an earlier bankruptcy don’t count in Chapter 13. At least, they don’t count against the unsecured debt limit that restricts entry into Chapter 13, says the 9th...

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The Fight For Better California Exemptions

The fight for modern California exemptions happens this week in Sacramento. On one side are average folks and seniors;  on the other is the financial services industry. The struggle is for the votes...

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Making Retirement Saving More Expensive

Congress has taken the first step to bar states from sponsoring inexpensive retirement plans for employees. In the name of cutting regulation, H.J. Res. 66 repeals a regulation allowing states to...

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Earthquake In California Law Of Community Property And Title

The ground has shifted under California real property law. The change looms as large as a quake along the San Andreas fault that runs through our neighborhood. The  words on a real property deed no...

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